:root {
  --navy: #071525;
  --navy-2: #0b1f3a;
  --blue: #123d6a;
  --gold: #c8a24a;
  --gold-2: #e4c977;
  --bg: #f6f7f9;
  --card: #ffffff;
  --text: #172033;
  --muted: #64748b;
  --line: #e2e8f0;
  --shadow: 0 24px 70px rgba(7, 21, 37, .11);
  --radius: 24px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: var(--text); background: #fff; }
a { color: inherit; }
img { max-width: 100%; height: auto; }
.container { width: min(1180px, 92%); margin: 0 auto; }
.narrow { width: min(850px, 92%); }
.center { text-align: center; }
.spacing-top { margin-top: 36px; }
.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.94); backdrop-filter: blur(16px); border-bottom: 1px solid var(--line); }
.header-inner { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.site-brand { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; font-weight: 900; color: var(--navy-2); }
.brand-mark { display: inline-flex; width: 42px; height: 42px; align-items: center; justify-content: center; border-radius: 14px; background: linear-gradient(135deg, var(--navy-2), var(--blue)); color: var(--gold-2); font-weight: 900; letter-spacing: -.04em; }
.brand-text { font-size: 18px; letter-spacing: -.03em; }
.brand-text span { color: var(--gold); }
.primary-nav { display: flex; align-items: center; gap: 22px; font-size: 14px; font-weight: 700; }
.primary-nav a { text-decoration: none; color: #263449; opacity: .9; }
.primary-nav a:hover { color: var(--blue); }
.primary-nav .menu { display: none; }
.header-cta { display: flex; align-items: center; gap: 12px; }
.market-chip { border: 1px solid var(--line); border-radius: 999px; padding: 9px 12px; color: var(--muted); font-size: 12px; font-weight: 700; background: #fff; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 48px; padding: 13px 22px; border-radius: 999px; border: 1px solid transparent; text-decoration: none; font-weight: 900; font-size: 14px; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; cursor: pointer; }
.btn:hover { transform: translateY(-1px); box-shadow: 0 14px 35px rgba(7,21,37,.14); }
.btn-primary { background: var(--navy-2); color: #fff; }
.btn-outline { border-color: rgba(11,31,58,.25); color: var(--navy-2); background: #fff; }
.btn-gold { background: linear-gradient(135deg, var(--gold), var(--gold-2)); color: var(--navy); }
.btn-sm { min-height: 42px; padding: 10px 16px; font-size: 13px; }
.full { width: 100%; }
.hero-section { padding: 105px 0 90px; background: radial-gradient(circle at 85% 10%, rgba(200,162,74,.22), transparent 32%), linear-gradient(135deg, #f9fafb 0%, #fff 55%, #eef4fb 100%); }
.hero-grid { display: grid; grid-template-columns: 1.18fr .82fr; gap: 56px; align-items: center; }
.eyebrow { display: inline-block; margin-bottom: 14px; color: var(--gold); font-weight: 950; text-transform: uppercase; font-size: 12px; letter-spacing: .13em; }
h1, h2, h3, p { margin-top: 0; }
.hero-copy h1, .page-hero h1 { font-size: clamp(40px, 6vw, 72px); line-height: .98; letter-spacing: -.06em; color: var(--navy); margin-bottom: 24px; }
.hero-copy p, .page-hero p, .section-heading p { color: var(--muted); font-size: 18px; line-height: 1.75; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 34px 0 28px; }
.trust-strip { display: flex; flex-wrap: wrap; gap: 10px; }
.trust-strip span, .contact-points span { font-size: 12px; font-weight: 800; border: 1px solid var(--line); border-radius: 999px; padding: 9px 12px; background: rgba(255,255,255,.8); color: #334155; }
.hero-panel, .pricing-card, .feature-card, .trust-card, .lead-form, .stat-card, .quote-card, .article-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); padding: 34px; }
.hero-panel { position: relative; overflow: hidden; }
.hero-panel:before { content: ""; position: absolute; inset: 0 0 auto 0; height: 6px; background: linear-gradient(90deg, var(--gold), var(--blue)); }
.panel-topline { color: var(--gold); font-size: 13px; font-weight: 900; text-transform: uppercase; letter-spacing: .1em; }
.hero-panel h2 { font-size: 30px; color: var(--navy); letter-spacing: -.04em; }
.check-list { list-style: none; padding: 0; margin: 22px 0; display: grid; gap: 12px; }
.check-list li { position: relative; padding-left: 28px; color: #334155; line-height: 1.55; }
.check-list li:before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--gold); font-weight: 950; }
.check-list.large li { font-size: 17px; }
.section { padding: 92px 0; }
.section-soft { background: var(--bg); }
.section-navy { background: radial-gradient(circle at 15% 0%, rgba(200,162,74,.18), transparent 30%), var(--navy); color: #fff; }
.section-heading { max-width: 860px; margin-bottom: 48px; }
.section-heading.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-heading h2, .split-grid h2, .editorial h2 { font-size: clamp(31px, 4vw, 50px); line-height: 1.05; letter-spacing: -.05em; color: var(--navy); margin-bottom: 18px; }
.inverted h2, .inverted p, .inverted-text h2, .inverted-text p { color: #fff; }
.pricing-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 28px; }
.pricing-card { display: flex; flex-direction: column; }
.pricing-card h3 { font-size: 26px; color: var(--navy); }
.pricing-card.featured { border: 2px solid var(--gold); transform: translateY(-8px); }
.badge { width: fit-content; padding: 7px 12px; border-radius: 999px; background: rgba(200,162,74,.17); color: #8a6514; font-size: 12px; font-weight: 900; margin-bottom: 14px; }
.price { color: var(--navy); font-size: 42px; font-weight: 950; letter-spacing: -.06em; }
.muted { color: var(--muted); line-height: 1.7; }
.feature-grid, .trust-grid, .principles-grid, .process-grid { display: grid; gap: 24px; }
.feature-grid.four, .process-grid { grid-template-columns: repeat(4, minmax(0,1fr)); }
.trust-grid, .principles-grid { grid-template-columns: repeat(3, minmax(0,1fr)); }
.principles-grid { grid-template-columns: repeat(2, minmax(0,1fr)); margin-top: 34px; }
.feature-card.dark { background: rgba(255,255,255,.075); color: #fff; border-color: rgba(255,255,255,.14); box-shadow: none; }
.feature-card.dark p { color: #cbd5e1; }
.feature-card h3, .trust-card h3 { color: var(--navy); font-size: 21px; }
.feature-card.dark h3 { color: #fff; }
.feature-card p, .trust-card p, .editorial p { color: var(--muted); line-height: 1.75; }
.trust-card { box-shadow: 0 18px 45px rgba(7,21,37,.08); }
.contact-band { background: linear-gradient(135deg, #fff 0%, #f8fafc 100%); }
.contact-grid, .split-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 52px; align-items: start; }
.contact-grid h2 { font-size: clamp(32px, 4vw, 52px); line-height: 1.05; letter-spacing: -.05em; color: var(--navy); }
.contact-points { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 24px; }
.lead-form label { display: grid; gap: 7px; color: #334155; font-size: 13px; font-weight: 900; margin-bottom: 15px; }
.lead-form input, .lead-form select, .lead-form textarea { width: 100%; border: 1px solid #d7dde7; border-radius: 14px; padding: 14px 15px; font: inherit; color: var(--text); background: #fff; }
.lead-form textarea { min-height: 120px; resize: vertical; }
.form-disclaimer { font-size: 12px; color: var(--muted); line-height: 1.6; margin: 14px 0 0; }
.page-hero { padding: 96px 0 78px; background: radial-gradient(circle at 80% 0%, rgba(200,162,74,.2), transparent 30%), linear-gradient(135deg, #f8fafc, #fff); text-align: center; }
.page-hero.compact { padding: 74px 0; }
.page-hero.corporate { background: radial-gradient(circle at 80% 0%, rgba(200,162,74,.18), transparent 30%), linear-gradient(135deg, #071525, #123d6a); }
.page-hero.corporate h1, .page-hero.corporate p { color: #fff; }
.stat-card { background: var(--navy); color: #fff; align-self: stretch; }
.stat-card span { color: var(--gold-2); text-transform: uppercase; font-weight: 900; letter-spacing: .1em; font-size: 12px; }
.stat-card strong { display: block; font-size: 64px; letter-spacing: -.07em; margin: 18px 0; }
.stat-card p { color: #cbd5e1; }
.quote-card { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.14); box-shadow: none; }
.quote-card p { color: #fff; font-size: 26px; line-height: 1.35; letter-spacing: -.03em; font-weight: 800; }
.process-grid article, .principles-grid article { border: 1px solid var(--line); border-radius: 22px; padding: 26px; background: #fff; }
.process-grid span { color: var(--gold); font-weight: 950; font-size: 13px; }
.process-grid h3, .principles-grid h3 { color: var(--navy); font-size: 22px; }
.editorial { max-width: 920px; }
.editorial h2 { margin-top: 36px; }
.site-footer { background: #071525; color: #fff; padding: 68px 0 26px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr .8fr .9fr .7fr; gap: 34px; }
.footer-brand p, .site-footer p { color: #b7c3d4; line-height: 1.7; }
.site-footer h3 { color: #fff; margin-bottom: 16px; }
.site-footer a { display: block; color: #cbd5e1; text-decoration: none; margin-bottom: 11px; }
.compliance-note { border-top: 1px solid rgba(255,255,255,.12); margin-top: 42px; padding-top: 24px; }
.compliance-note p { font-size: 12px; color: #96a4b8; }
.nav-toggle { display: none; background: transparent; border: 0; padding: 8px; }
.nav-toggle span { display: block; width: 26px; height: 2px; background: var(--navy); margin: 5px 0; }
.article-card a { text-decoration: none; color: var(--navy); }
@media (max-width: 1080px) { .market-chip { display: none; } .primary-nav { gap: 14px; font-size: 13px; } }
@media (max-width: 900px) {
  .nav-toggle { display: block; }
  .primary-nav { position: absolute; left: 4%; right: 4%; top: 78px; display: none; flex-direction: column; align-items: flex-start; background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 20px; box-shadow: var(--shadow); }
  body.nav-open .primary-nav { display: flex; }
  .header-cta { display: none; }
  .hero-grid, .pricing-grid, .contact-grid, .split-grid, .footer-grid, .feature-grid.four, .trust-grid, .principles-grid, .process-grid { grid-template-columns: 1fr; }
  .hero-section { padding: 72px 0; }
  .section { padding: 70px 0; }
  .pricing-card.featured { transform: none; }
  .hero-copy h1, .page-hero h1 { font-size: 42px; }
}
